Are you a first-time buyer? Are you wondering what does a mortgage broker actually do? If you’re buying your first home, chances are you've heard the term mortgage broker thrown…
A question we get asked a lot is, what is an interest-only mortgage? Who opts for an interest-only mortgage? What are the advantages of an interest-only mortgage? Here at LTC…
Wondering what’s the difference between using a mortgage broker vs the bank? What are the advantages of using a mortgage broker rather than a bank? Why is a mortgage broker…
LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). amend with the applicable/appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
