Latest Posts

Moving boxes into new home after remortgage to home move

Remortgage or Move Home? Here’s What You Need to Know

Thinking About Remortgaging or Moving Home? Whether you’re chasing a better rate or outgrowing your space, here at LTC Mortgages we’ll guide you every step of the way — stress-free. Why Remortgage? Remortgaging could save you thousands if your current deal is ending or no longer competitive. Many homeowners also

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Happy young couple holding house keys outside their new home in the UK

Government Help for First-Time Buyers

If you’re saving for your first home, you’re not alone — and thankfully, you don’t have to do it alone either, there’s Government help for first-time buyers. The UK Government offers several schemes to make getting on the property ladder more affordable. Here are three of the main support options

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First-time buyer couple speaking with a UK mortgage broker for advice on getting a mortgage

What Does a Mortgage Broker Actually Do?

Are you a first-time buyer? Are you wondering what does a mortgage broker actually do? If you’re buying your first home, chances are you’ve heard the term mortgage broker thrown around. But what do we actually do — and do you really need us? The answer is YES, and we’ll

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First-time buyer checking their credit score

Check & Improve Your Credit Score

Check & Improve Your Credit Score Before Applying for a Mortgage If you’re thinking about buying your first home, one of the most important steps you can take early on is to check and improve your credit score. It might not sound exciting — but it could be the difference

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Happy first-time buyers moving in to their first home holding boxes

First-Time Buyer FAQs: Everything You Need to Know

Wondering where to start as a first-time buyer? Buying your first home is an exciting milestone — but it can also feel overwhelming. From deposits and credit scores to legal fees and mortgage types, there’s a lot to take in. That’s why the team at LTC Mortgages has put together

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Bridge spanning across a river, symbolising how bridging loans help connect financial gaps in property transactions.

Bridging Loan Myths Busted: What You Really Need to Know

When it comes to property finance, bridging loans are often misunderstood. From being seen as too expensive to being labelled as risky or only for developers, there are plenty of misconceptions that can stop people from exploring a genuinely useful financial tool. At LTC Mortgages, we’re here to set the

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Man renovating a bathroom with tools and materials, mid-refurbishment

How a Bridging Loan Could Help Fund Your Renovation Project

If you’ve found a property brimming with potential but in need of serious work, you might be facing a common hurdle — traditional lenders often say no to properties that are uninhabitable or require major renovation. This includes properties without working kitchens, bathrooms, or with structural issues. But a bridging

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A structural bridge spanning across a river, symbolising bridging finance that helps connect short-term funding gaps in property transactions.

What Is a Bridging Loan?

In fast-moving property transactions, timing is everything. Whether you’re buying at auction, funding a renovation, or facing a broken property chain, a bridging loan can offer the short-term solution you need. At LTC Mortgages, we help clients across the UK understand and access bridging finance quickly and with confidence. Here’s

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