Regardless of whether you’re a first-time buyer looking to get on the property ladder, you’re looking for a new home to move into, or you’re looking for a buy-to-let property to let out to tenants, there is plenty to consider when purchasing a home. After all, buying a property is a commitment – and you…
When you’re buying a property, there is plenty to consider, and it can be a daunting process – especially if you are a first-time buyer. One of the first things you should consider during the home purchase process is an Agreement in Principle. But what exactly is an Agreement in Principle (AiP), and how do…
If you’re considering remortgaging, it’s important to have an idea of whether you’ll be accepted before your lender runs a hard credit check. A remortgage is the act of paying off one existing mortgage loan with the proceeds of a new mortgage – often with a better rate. You may be under the impression that…
If you’re considering buying a property, regardless of whether you’re a first-time buyer, you’re buying a second home/ a holiday home, or you’re buying to let, you need to consider Stamp Duty. What exactly is Stamp Duty? And how does Stamp Duty apply to you if you’re a landlord? We’ve got you covered – read…
Liverpool is a hotspot for properties, from the City Centre all the way to Speke and Bootle – but do you know when the best time to remortgage is? Many people make the mistake of waiting until their fixed rate ends to remortgage – however, if there are better rates out there, you may benefit…
Buying a home can feel like a daunting process – especially if you’re a first-time buyer. However, if you look at the process step by step, you’re sure to feel less overwhelmed. If you’re unsure about what the steps are when buying a home, we’ve got you covered. We’ve broken down and explained the key…
Many property buyers are left stuck for cash while they’re waiting for the proceeds of their property sale to come through and find themselves struggling to fund the purchase of a new home or property. Thankfully, there’s a way around this – bridging finance. But what exactly is bridging finance, and how does it work?…
A buy-to-let mortgage may seem pretty appealing, but before committing to a mortgage, it’s important that you brush up on the facts. There’s plenty to consider before making a decision, such as insurance, tax, and of course, the risks of being a landlord. What exactly is a buy-to-let mortgage? What are the advantages and disadvantages…
Liverpool is full of property opportunities, and the renting scene is booming. Whether your target tenants are students, young professionals, or families, you’re sure to find the perfect property to let in Liverpool. However, there’s plenty to consider when opting for a buy-to-let mortgage. If you’re thinking about buying to let in Liverpool or you…
If you’re considering buying a house, you may have come across the term ‘shared ownership’. If you don’t have the funds for a full deposit, this is a very appealing option. However, shared ownership mortgages aren’t for everyone. There are certain eligibility criteria when it comes to applying for a shared ownership mortgage, such as…
In 2022, it’s far too easy to get in debt – and once you’re in debt, it can feel like a weight on your shoulders, and a struggle to get out of. Refinancing a debt with a mortgage could be a great way of reducing your monthly payments and making your finances more manageable. If…
There are many different types of mortgages out there, and it can be hard to keep track of which is which. There’s lots of information out there for those who want to buy their first home to live in, but what if you’re not buying your first home to live in it? What if you’re…
Remortgaging isn’t always as simple as switching lenders – there are lots to consider, from extra costs to finding the right time to remortgage. If you’re considering remortgaging or you simply want to learn more about the process, we’ve got you covered. Keep reading to learn all about remortgages, including what remortgaging is, how remortgaging…
There are a variety of different mortgages to choose from, each with their own benefits. If you’re struggling with a deposit, then a shared ownership mortgage may be just the thing for you. But what exactly is a shared ownership mortgage? And how do you apply for a shared ownership home? If you’re considering applying…
There’s plenty to consider when buying your first home in Liverpool, and it can be overwhelming for first-time buyers. Many people make the mistake of leaving things until the last minute and not considering the important things. We’re here to help – keep reading for some top tips for first-time buyers in Liverpool, including some…
Buying a house can be difficult at the best of times – the housing market is forever changing, with house prices rising on a regular basis. However, the Help to Buy Scheme might make it much easier for you to buy a house if you’re a first-time buyer. But what exactly is the Help to…
Remortgaging is a part of life, and most people will remortgage when their fixed rate ends. But can you remortgage before your fixed-rate ends? Remortgaging could be the best thing for you, but how much do you know about remortgaging? Why would you remortgage? And how often can you remortgage? Keep reading to learn more…
If you’re struggling to find the perfect home for you that’s in your budget, then you may benefit from choosing a shared ownership mortgage. A shared ownership mortgage is an option for those who may not be able to afford the cost of a full deposit but want to get onto the property ladder. But…
Buying a home can be a long journey and you may encounter obstacles along the way, but there may be more to consider with buy to let mortgages. If you plan on renting your home out, then you’ll need to opt for a buy to let mortgage. But what exactly is a buy to let…
The first-time buyer burden on parents is £20.1bn according to Aldermore, which worked out the annual cost of supporting children who want to buy their first property. More than one in five (22%) aspiring first-time buyers live with their parents and a quarter (26%) admit they will have to do so for at least another…
