Summer is a season full of sun, socialising, and spontaneous spending. But if you’re a first-time buyer in the UK, staying on track with your house deposit savings doesn’t mean…
When it comes to property finance, bridging loans are often misunderstood. From being seen as too expensive to being labelled as risky or only for developers, there are plenty of…
Buying a property at auction is one of the quickest ways to secure a home or investment property—but it also comes with strict deadlines. Most auction houses require completion within…
If you’ve found a property brimming with potential but in need of serious work, you might be facing a common hurdle — traditional lenders often say no to properties that…
In fast-moving property transactions, timing is everything. Whether you're buying at auction, funding a renovation, or facing a broken property chain, a bridging loan can offer the short-term solution you…
When it comes to protecting your family and financial future, choosing the right type of life insurance is essential. Two of the most common policy types in the UK are…
Buying life insurance is one of the most important financial decisions you'll make—but it's also one of the most misunderstood. Whether you're protecting your family, securing your mortgage, or planning…
Life insurance isn't just for one type of person or life stage—it's for everyone. Whether you're just starting out in your career or preparing for retirement, having the right protection…
Applying for a mortgage can be daunting, especially for first-time buyers. However, by preparing thoroughly and understanding what lenders look for, you can significantly improve your chances of approval. Here…
A question we get asked a lot is, what is an interest-only mortgage? Who opts for an interest-only mortgage? What are the advantages of an interest-only mortgage? Here at LTC…
LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). amend with the applicable/appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
