Applying for a mortgage can be daunting, especially for first-time buyers. However, by preparing thoroughly and understanding what lenders look for, you can significantly improve your chances of approval. Here…
A question we get asked a lot is, what is an interest-only mortgage? Who opts for an interest-only mortgage? What are the advantages of an interest-only mortgage? Here at LTC…
Various types of insurance cover explained… Whether you’re looking to protect your loved ones in case of your death, or give yourself peace of mind in case of unexpected illness,…
Feeling confused what’s fact or fiction when it comes to life insurance? Here’s what you really need to know… First off, we must address that there’s a lot of misleading…
Are you unsure what to expect as a first-time buyer? Wondering what to do as a first-time buyer? In this article, we explore the key stages at LTC Mortgages, so…
Wondering what documents are needed when applying for a mortgage? In this article, we’ll highlight the 5 documents needed to support your mortgage application. The following documents are needed by…
Wondering "should I buy a new build house"? Got questions about new build properties? Want to know the top 5 new build house FAQs? In this article, we’ll discuss all…
Wondering what are the advantages of using a mortgage broker? What exactly does a mortgage broker do? How can a mortgage broker help? We’ll compiled a list of key advantages…
Have you seen the viral 52 week savings challenge on TikTok? Are you wondering how do you go about taking part in the savings challenge? Read on to see how…
Are you someone who’s thinking of applying for a mortgage soon? Would you like a handy checklist of what to do before applying for mortgage? Here’s five things that you…
LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). amend with the applicable/appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
