House Purchases

Find the right mortgage at the right price

If you are looking to buy a house then you’ve come to the right place, I can save you on repayments by giving financial advice on the suitable mortgages available to you.

Remortgages

Find suitable remortgage deals online

If you’re thinking of remortgaging, I make the switch easy with our competitive products and expert service. LTC Mortgages have access to over 50 lenders to find remortgage deals suited your needs.

Shared Ownership & Equity

Not looking to purchase 100% of the property?

These mortgages were designed to help people who cannot afford to buy a property outright get onto the property ladder, they allow borrowers to buy a share in a property – usually 25-75%.

Shared equity works by providing the buyer with a loan which will form part of the deposit for the property you want to buy. Then, you take out a shared equity mortgage on the remaining part of the property’s value.

Buy To Let*

Get the right buy to let deal with LTC Mortgages

If you are looking at buying a property to let, your mortgage is the most important consideration. You cannot take out a standard residential loan, but many banks and building societies offer buy-to-let mortgages, specifically for landlords.

It is normal for the initial deposits required to be 25% or higher, but this is not always the case, we will endeavour to find the right mortgage for you.

*Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.

LTC Mortgages Can Help With More

A Full List Of The Services Offered

First time buyers max LTV 100%

No Deposit. No Problem. We can arrange a 100% value mortgage for many first time buyers.

House purchases

Whether its your first or fifth, we can help you purchase the house you want.

Remortgages

Looking to remortgage? We can give you tailored advice to get the right deal.

Capital Raising

Need to release funds from your house for other purposes? We can help. Think carefully before securing debts against your home.

Self Employed

Being self employed and purchasing a home shouldn’t be a worry, let us help.

Buy to let

Looking to buy to let, we have access to mortgages across the spectrum. Not all buy to lets are regulated by the Financial Conduct Authority.

Let to buy

Renting out your property may allow you to move into a new home without needing to sell in a rush and potentially at a loss.

LTD Company BTL Mortgages

If you already own a ltd company and are looking to purchase a new property, we can get your mortgage with ease. Not all buy to lets are regulated by the Financial Conduct Authority.

Shared ownership & equity

Shared-ownership is a great way into home ownership, we deal with shared equity purchases year round.

Bridging finance

Need short term access to money in-between property sales/purchasing? We’re here to make things run smoothly.

Self build

We’ve helped countless people who needed a mortgage for a home that’s yet to be built.

Debt consolidation

Consolidate your debts by arranging through LTC and benefit from lower interest rates and simpler payment plans. Think carefully before securing debts against your home.

Life insurance

Life insurance provides a safety net for your family and loved ones if you die.

Critical illness cover

Help protect yourself and your family from the financial repercussions of a range of serious illnesses.

Income protection

How would you pay the bills if you were sick or accidentally injured and couldn’t work?

Buildings & contents insurance

It’s not just stuff, it’s what makes a house a home. Make sure your home contents as well as your home itself are covered if something goes wrong.

Accident sickness & unemployment cover

You will typically receive a proportion of your income for up to 12 months.
Think Carefully Before Securing Other Debts Against Your Home. Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

Get More Information Today