Whether you are a first time buyer looking to purchase your new home, or an established SME aiming to raise finance, you want to know that you are getting the best possible solution for your needs and your financial situation. See below for the full range of our services.
Not looking to purchase 100% of the property?
These mortgages were designed to help people who cannot afford to buy a property outright get onto the property ladder, they allow borrowers to buy a share in a property – usually 25-75%.
Shared equity works by providing the buyer with a loan which will form part of the deposit for the property you want to buy. Then, you take out a shared equity mortgage on the remaining part of the property’s value.
Get the right buy to let deal with LTC Mortgages
If you are looking at buying a property to let, your mortgage is the most important consideration. You cannot take out a standard residential loan, but many banks and building societies offer buy-to-let mortgages, specifically for landlords.
It is normal for the initial deposits required to be 25% or higher, but this is not always the case, we will endeavour to find the right mortgage for you.
*Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.
No Deposit. No Problem. We can arrange a 100% value mortgage for many first time buyers.
Whether its your first or fifth, we can help you purchase the house you want.
Looking to remortgage? We can give you tailored advice to get the right deal
Need to release funds from your house for other purposes? We can help. Think carefully before securing debts against your home.
Being self employed and purchasing a home shouldn’t be a worry, let us help.
Looking to buy to let, we have access to mortgages across the spectrum. Not all buy to lets are regulated by the Financial Conduct Authority.
Renting out your property may allow you to move into a new home without needing to sell in a rush and potentially at a loss.
If you already own a ltd company and are looking to purchase a new property, we can get your mortgage with ease. Not all buy to lets are regulated by the Financial Conduct Authority.
Shared-ownership is a great way into home ownership, we deal with shared equity purchases year round.
Need short term access to money in-between property sales/purchasing? We’re here to make things run smoothly.
We’ve helped countless people who needed a mortgage for a home that’s yet to be built.
Consolidate your debts by arranging through LTC and benefit from lower interest rates and simpler payment plans. Think carefully before securing debts against your home.
Life insurance provides a safety net for your family and loved ones if you die.
Help protect yourself and your family from the financial repercussions of a range of serious illnesses.
How would you pay the bills if you were sick or accidentally injured and couldn’t work?
It’s not just stuff, it’s what makes a house a home. Make sure your home contents as well as your home itself are covered if something goes wrong.
You will typically receive a proportion of your income for up to 12 months.
"He outlined the whole process of buying a house and getting a mortgage. Step by step he was available for advice and impartial guidance"
"Liam seeked out the best mortgage deals for me and completed the applications"
"Liam listened to our mortgage requirements and fulfilled our requests perfectly"
Whether you’re looking for a Free Automated Valuation, a mortgage offer, a price on insurance or advice on accessing business finance, we are here to help email us on [email protected] or call us on 0151 662 0188
LTC Mortgages,
1A Honeysgreen Lane
West Derby
Liverpool
L12 9EN
© Copyright 2022 LTC Mortgages Ltd. All Rights Reserved.
LTC Mortgages is a trading name of LTC Mortgages NW is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.