Funds can be accessed within 24–48 hours of raising an eligible invoice. Once the facility is set up, you’ll enjoy fast, ongoing access to capital as invoices are raised.
Boost your business cash flow with invoice finance in Liverpool.
At LTC Mortgages, we help local businesses unlock working capital tied up in unpaid invoices — giving you fast access to funds and the flexibility to grow.
Whether you need to cover short-term expenses, manage seasonal demand, or invest in new opportunities, our invoice finance solutions are designed around your needs. From invoice factoring and invoice discounting to wider business cash flow finance, we support companies across Merseyside with clear, tailored funding options that keep you in control.
Get in touch today to discover how our small business finance Liverpool experts can help you maintain momentum and achieve sustainable growth.
Here at LTC Mortgages, we help Liverpool businesses unlock the cash tied up in unpaid invoices — offering fast, flexible invoice finance Liverpool solutions designed to improve cash flow, ease financial pressure, and fuel long-term growth.
With two decades’ experience in financial services, our local Liverpool mortgage broker, Liam Coker, will guide you every step of the way, sourcing and securing the best solutions tailored to you and your business.
Click here to book your free consultation today.
Turn unpaid invoices into working capital with invoice finance Liverpool. Here at LTC Mortgages, we help Liverpool businesses access fast, flexible funding solutions that boost cash flow, reduce financial stress, and support everyday growth and expansion.
Want more info? Check out our Guides section for handy tips, advice, step-by-step guides and FAQs.
Based in West Derby, we’re proud to support SMEs and business owners across Liverpool with tailored, reliable finance solutions. Our local mortgage brokers understand the local market, offering hands-on support and practical advice to help your business thrive.
Gain access to all lenders — including specialist providers of invoice finance, commercial mortgages, and small business finance. Our Liverpool mortgage advisors compare options across the UK to secure the most competitive, flexible funding for your business.
Our Liverpool mortgage advisers believe in clear, jargon-free guidance. From explaining invoice finance terms to structuring the right facility, our local advisors make the process straightforward so you can make confident, informed decisions.
We’ve got answers for frequently asked questions
Invoice finance allows businesses to unlock the value of unpaid invoices by receiving up to 90% of the invoice amount upfront from a lender. Once your client pays, the remainder (minus fees) is released. It improves cash flow without waiting 30, 60, or 90 days for payment.
Invoice Factoring: The lender manages your sales ledger and collects payments on your behalf.
Invoice Discounting: You retain control of collections, keeping the process confidential from your clients.
We’ll help you decide which option suits your business model best.
Invoice finance is ideal for B2B businesses that:
Issue invoices with 30–90 day payment terms
Have a steady flow of receivables
Work in sectors like construction, logistics, recruitment, or services
We assess turnover, customer base, and invoice history to match you with the right lender.
Only if you choose invoice factoring. With invoice discounting, the arrangement remains confidential — your customers pay as normal without knowing a third party is involved.
Funds can be accessed within 24–48 hours of raising an eligible invoice. Once the facility is set up, you’ll enjoy fast, ongoing access to capital as invoices are raised.
Book your free Invoice Finance consultation with a Liverpool finance specialist today.
1A Honey's Green Lane, West Derby
Liverpool L12 9EN
0151 662 0188
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DON’T KEEP UP WITH YOUR REPAYMENTS ON YOUR MORTGAGE
LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
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