Commercial mortgages Liverpool are one of our key areas of expertise at LTC Mortgages. We help businesses and investors secure funding for offices, retail units, and mixed-use properties across Liverpool and Merseyside, with expert advice and access to all lenders. Our whole-of-market approach means you’ll have access to exclusive commercial mortgage deals Liverpool businesses won’t find directly through banks.
As specialists in commercial mortgages in Liverpool, we understand the challenges local businesses face when financing commercial property. Our team compares rates and lenders offering commercial mortgage deals in Liverpool to find the best fit for your goals.
Working with a Liverpool-based commercial mortgage broker gives you the advantage of local property knowledge. We understand the area’s market values, lender appetite, and business growth sectors — from city centre retail units to warehouses in Knowsley and industrial parks in Bootle.
At LTC Mortgages, we provide expert commercial finance solutions tailored to your business goals — from buying or refinancing premises to raising capital or funding developments across Merseyside and the wider North West. We specialise in commercial mortgages Liverpool, helping local businesses and investors secure funding for offices, shops, warehouses, and mixed-use properties. We understand the unique needs of companies seeking commercial mortgages in Liverpool, from small family-run firms to large-scale developments. Contact us today to book your free consultation with our mortgage adviser Liam Coker, who has two decades experience in financial services.
We handle commercial mortgages in Liverpool involving complex structures such as mixed-use properties, SPVs, and limited company mortgages. Our expertise and lender relationships mean even the most intricate cases are packaged correctly first time — saving you time, money, and stress.
As whole-of-market brokers, we compare banks, specialist lenders, and private funders to find the best deals on commercial mortgages Liverpool. Whether you’re purchasing an office, retail unit, or industrial premises, we help secure competitive rates and terms tailored to your business.
From your initial enquiry through to completion, we guide you through every stage of your Liverpool commercial mortgage — valuations, legal checks, and lender requirements included. With clear communication and ongoing advice, you’ll have confidence and clarity throughout the process.
We’ve got answers for frequently asked questions
A commercial mortgage is a loan secured against a property that is used for business purposes, such as offices, retail units, warehouses, or mixed-use buildings.
Commercial mortgages are available to business owners, investors, and limited companies (including SPVs) looking to buy or refinance a commercial property.
Loan amounts typically depend on the property’s value, your business income, and the lender’s criteria. Most lenders offer up to 70–75% of the property’s value.
We help finance various property types including shops, offices, industrial units, semi-commercial properties, and purpose-built premises across Liverpool and the UK.
The commercial mortgage process usually takes 6–12 weeks, depending on the complexity of the deal, legal steps, and how quickly documents are provided.
At LTC Mortgages, our local mortgage broker, Liam Coker, makes commercial mortgages Liverpool straightforward, providing expert guidance from your first enquiry to completion.
With extensive lender relationships, we’re able to package and present your application for commercial mortgages Liverpool efficiently, maximising approval chances.
Many of our clients come to us for help switching or expanding their commercial mortgages Liverpool when their business or property portfolio grows.
Want to learn more about commercial mortgages Liverpool? Check out our Guides section for handy tips, advice, step-by-step guides and FAQs surrounding commercial mortgages, semi-commercial mortgages and commercial finance.
Know someone who’s looking for a commercial mortgage in Liverpool and needs a local mortgage broker? Check out our Refer a Friend Scheme, where you both can receive a £50 Taskers voucher, as a thank you from us!
1A Honey's Green Lane, West Derby
Liverpool L12 9EN
0151 662 0188
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DON’T KEEP UP WITH YOUR REPAYMENTS ON YOUR MORTGAGE
LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
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