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Secured Loans
Liverpool

Need to raise funds without changing your mortgage? Secured loans Liverpool allow you to borrow against your home’s equity while keeping your existing mortgage in place.

At LTC Mortgages, we help clients find the right homeowner loans Liverpool, property secured loans Liverpool, and second charge mortgages Liverpool — offering flexible secured finance Liverpool tailored to your goals.

A secured loan — sometimes called a second charge mortgage — allows you to borrow money using the equity in your property as security. Unlike remortgaging, this type of secured finance Liverpool lets you keep your existing mortgage deal while unlocking funds for home improvements, debt consolidation, or major purchases.

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Smart Lending with Secured Loans

At LTC Mortgages, we help Liverpool clients access secured loans Liverpool with expert, tailored advice — whether you’re consolidating debt, funding home improvements, or unlocking equity for another purpose. Our experienced advisers compare a full range of homeowner loans Liverpool, property secured loans Liverpool, and second charge mortgages Liverpool from across the market to find the most suitable rate and terms for your needs. Whether you’re employed, self-employed, or a landlord, we’ll guide you through every step with clear, honest support — helping you make an informed financial decision that aligns with your long-term goals.

With two decades’ experience in financial services, our local Liverpool mortgage broker, Liam Coker, will guide you every step of the way, sourcing and securing the best solutions tailored to you.

Click here to book your free consultation today.

Woolton

Admired suburb with remortgage opportunities for long-term savings

Childwall

Popular family homes with character ideal for equity release

Allerton

Highly sought-after family suburb with strong market growth

Aughton

Combines traditional farmhouses & new builds with rural tranquillity

Crosby Remortgages UK
Crosby

Charming coastal location renowned for its semi-detached family homes

Formby Mortgages
Formby

Affluent area with coastal charm attracting high-profile residents

Mossley Hill Mortgages
Mossley Hill

Desirable suburb renowned for traditional semi-detached homes

Gateacre Mortgages
Gateacre

Historically significant suburb with family-friendly spacious homes

West Derby Mortgages
West Derby

Popular family area with great schools and transport links

City Centre
City Centre

Modern apartments perfect for young professionals & BTL opportunities

Secured loans may be used for

Here at LTC Mortgages, we carefully assess your situation to determine whether a secured loan is the best option or if a remortgage would better suit your goals — always offering honest, impartial advice with your best interests at heart. As experienced secured loans Liverpool specialists, we’re here to help you make confident, informed decisions about your finances.

Want to learn more? Check out our frequently updated Guides section for handy tips, advice, step-by-step guides and FAQs. 

Click here to book your free 15-minute chat today.

  • Home renovations or extensions
  • Consolidating unsecured debt into one manageable payment
  • Helping a family member onto the property ladder
  • Business investment or tax bills
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Why Choose LTC Mortgages

At LTC Mortgages, we help homeowners across Liverpool, Knowsley, Sefton, St. Helens, Wirral, West Lancashire, and beyond, access secured loans by comparing options from a wide range of lenders. This allows you to keep your current mortgage in place while borrowing additional funds against the equity in your home.

Local Expertise

Benefit from real, in-depth knowledge of Liverpool’s property and finance market. Our local mortgage advisors understand how to unlock home equity wisely — providing secured loans Liverpool guidance that’s tailored to local homeowners and landlords.

Secured Loan Specialists

As trusted secured finance Liverpool experts, our advisers assess whether a secured loan or remortgage suits your goals best. You’ll receive clear, honest advice and a personalised solution that fits your circumstances, from homeowner loans Liverpool to second charge mortgages Liverpool.

Whole Market Access

Our mortgage advisors compare secured loan options from a wide range of UK lenders, offering access to flexible property secured loans Liverpool and competitive second charge mortgage deals. Our whole-of-market approach ensures you get the right terms, rates, and flexibility.

Secured Loans Questions?

We’ve got answers for frequently asked questions

A secured loan (or second charge mortgage) lets you borrow money using the equity in your home, without changing your existing mortgage.

A remortgage replaces your existing mortgage, while a secured loan is taken in addition to it — useful if your current deal has penalties or great terms.

Common uses include home improvements, debt consolidation, helping a family member, business investment, or large one-off expenses like tax bills.

It depends on the equity in your property, your income, and credit history. We’ll help assess how much is affordable and which lenders may approve.

Yes — your property is used as security, so missed repayments could lead to repossession. We make sure you understand all risks before proceeding.

Secure Your Future with Confidence

Book your free Secured Loan consultation with a Liverpool mortgage advisor today.

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Your local experts in mortgages, insurances & commercial finance.

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Contact
Address

1A Honey's Green Lane, West Derby
Liverpool L12 9EN

email us

[email protected]

Call Us

0151 662 0188

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DON’T KEEP UP WITH YOUR REPAYMENTS ON YOUR MORTGAGE

LTC Mortgages is a trading name of LTC Mortgages (NW) Limited company number 12564758 is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476.

We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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